{"id":9435,"date":"2025-09-05T23:02:22","date_gmt":"2025-09-05T20:02:22","guid":{"rendered":"https:\/\/ksbana.com\/blog\/?p=9435"},"modified":"2026-01-03T17:18:08","modified_gmt":"2026-01-03T15:18:08","slug":"payment","status":"publish","type":"post","link":"https:\/\/ksbana.com\/blog\/payment\/","title":{"rendered":"\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0641\u0647\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u0645\u0639 \u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a 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\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u0648 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629. <\/span><span style=\"font-weight: 400;\">\u062d\u0633\u0628 \u062a\u0642\u0631\u064a\u0631<\/span><a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\"> World Bank<\/span><\/a><span style=\"font-weight: 400;\">\u060c \u0623\u0643\u062b\u0631 \u0645\u0646 <\/span><b>76% \u0645\u0646 \u0627\u0644\u0628\u0627\u0644\u063a\u064a\u0646 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645<\/b><span style=\"font-weight: 400;\"> \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u062d\u0633\u0627\u0628\u064b\u0627 \u0645\u0635\u0631\u0641\u064a\u064b\u0627 \u0623\u0648 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 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400;\">\u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0641\u064a \u062b\u0648\u0627\u0646\u064d \u0645\u0639\u062f\u0648\u062f\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062f\u0648\u0644\u064a<\/b><span style=\"font-weight: 400;\"> \u0633\u0631\u064a\u0639 \u0648\u0633\u0647\u0644\u0627 \u0623\u062b\u0646\u0627\u0621 \u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u064a\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u0639\u0627\u0644\u0645\u064a\u0627.<\/span><\/li>\n<\/ul>\n<h2><b>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u064b\u0627<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u0647\u0646\u0627\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 <\/span><b>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><span style=\"font-weight: 400;\"> \u0627\u0644\u062a\u064a \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0628\u0634\u0643\u0644 \u0648\u0627\u0633\u0639 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645. \u0643\u0644 \u0646\u0648\u0639 \u0644\u0647 \u0645\u0645\u064a\u0632\u0627\u062a\u0647 \u0648\u062e\u0635\u0627\u0626\u0635\u0647.<\/span><\/p>\n<div id=\"d8a8d8b7d8a7d982d8a7d8aa-d8a7d984d8a7d8a6d8aad985d8a7d986-d988d8a7d984d8aed8b5d985-d8a7d984d985d8a8d8a7d8b4d8b1-credit-debit-cards\" class=\"index-title\"><\/div><h3><b>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 (Credit\/Debit Cards)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u062a\u064f\u0639\u062f <\/span><b>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631<\/b><span style=\"font-weight: 400;\"> \u0645\u0646 \u0623\u0634\u0647\u0631 \u0648 \u0623\u0642\u062f\u0645 \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0647\u064a \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u062a\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u062a\u0631\u062a\u0628\u0637 \u0628\u062d\u0633\u0627\u0628 \u0645\u0635\u0631\u0641\u064a.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646<\/b><span style=\"font-weight: 400;\"> (Credit Cards): \u062a\u062a\u064a\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0645\u0643\u0634\u0648\u0641\u060c \u0623\u064a \u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631<\/b><span style=\"font-weight: 400;\"> (Debit Cards): \u064a\u062a\u0645 \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0628\u0627\u0634\u0631\u0629 \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0645\u062a\u0627\u062d \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0646\u0643\u064a. \u0634\u0631\u0643\u0627\u062a \u0645\u062b\u0644 <\/span><b>\u0641\u064a\u0632\u0627<\/b><span style=\"font-weight: 400;\"> (Visa) \u0645\u0627\u0633\u062a\u0631 \u0643\u0627\u0631\u062f (Mastercard) \u0648<\/span><b>\u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u064a\u0633<\/b><span style=\"font-weight: 400;\"> (American Express) \u0647\u064a \u0645\u0646 \u0627\u0647\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u064a\u062a\u0648\u0641\u0631 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u062a\u0642\u0631\u064a\u0628\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0639\u0627\u0644\u0645.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u062f\u0639\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062d\u0645\u0627\u064a\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u062f\u0645\u062c \u0645\u0639 \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0639\u064a\u0648\u0628<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u0631\u062a\u0641\u0639\u0629\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0627 \u064a\u0634\u0627\u0631\u0643\u0648\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<div id=\"d8a7d984d985d8add8a7d981d8b8-d8a7d984d8b1d982d985d98ad8a9-digital-wallets\" class=\"index-title\"><\/div><h3><b>\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (Digital Wallets)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u062a\u064f\u0639\u062a\u0628\u0631 <\/span><b>\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/b><span style=\"font-weight: 400;\"> \u062b\u0648\u0631\u0629 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0647\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0628\u0631\u0645\u062c\u064a\u0629 \u062a\u064f\u062e\u0632\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0641\u064a \u0645\u0643\u0627\u0646 \u0622\u0645\u0646 \u0639\u0644\u0649 \u0647\u0648\u0627\u062a\u0641\u0647\u0645 \u0627\u0644\u0630\u0643\u064a\u0629 \u0623\u0648 \u0623\u062c\u0647\u0632\u062a\u0647\u0645. \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639\u060c \u064a\u064f\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0628\u0628\u0633\u0627\u0637\u0629 \u0644\u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0622\u0628\u0644 \u0628\u0627\u064a<\/b><span style=\"font-weight: 400;\"> (Apple Pay): \u062e\u062f\u0645\u0629 \u062f\u0641\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u0646 \u0634\u0631\u0643\u0629 \u0622\u0628\u0644\u060c \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0623\u062c\u0647\u0632\u0629 \u0622\u064a\u0641\u0648\u0646 \u0648\u0622\u064a\u0628\u0627\u062f \u0648 \u0633\u0627\u0639\u0627\u062a \u0622\u0628\u0644.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u062c\u0648\u062c\u0644 \u0628\u0627\u064a<\/b><span style=\"font-weight: 400;\"> (Google Pay): \u062e\u062f\u0645\u0629 \u062f\u0641\u0639 \u0645\u0646 \u062c\u0648\u062c\u0644\u060c \u062a\u062f\u0639\u0645\u0647\u0627 \u0645\u0639\u0638\u0645 \u0623\u062c\u0647\u0632\u0629 \u0623\u0646\u062f\u0631\u0648\u064a\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0633\u0627\u0645\u0633\u0648\u0646\u062c \u0628\u0627\u064a<\/b><span style=\"font-weight: 400;\"> (Samsung Pay): \u062a\u064f\u0642\u062f\u0645 \u0645\u064a\u0632\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u0637 \u0627\u0644\u0645\u063a\u0646\u0627\u0637\u064a\u0633\u064a (MST).<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0628\u0636\u063a\u0637\u0629 \u0632\u0631 \u0648\u0627\u062d\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0644\u0627 \u062d\u0627\u062c\u0629 \u0644\u0625\u062f\u062e\u0627\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a \u0643\u0644 \u0639\u0645\u0644\u064a\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u062d\u0645\u0627\u064a\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><b>\u0623\u0645\u062b\u0644\u0629<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>PayPal<\/b><span style=\"font-weight: 400;\">: \u0623\u0643\u062b\u0631 \u0645\u0646 430 \u0645\u0644\u064a\u0648\u0646 \u0645\u0633\u062a\u062e\u062f\u0645 \u0646\u0634\u0637 \u062d\u062a\u0649 2024.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Apple Pay<\/b><span style=\"font-weight: 400;\">: \u0645\u062a\u0648\u0641\u0631 \u0641\u064a \u0623\u0643\u062b\u0631 \u0645\u0646 75 \u062f\u0648\u0644\u0629\u060c \u0648\u064a\u0645\u062b\u0644 \u062d\u0648\u0627\u0644\u064a 10% \u0645\u0646 \u062c\u0645\u064a\u0639 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<div id=\"d8a7d984d8aad8add988d98ad984d8a7d8aa-d8a7d984d985d8b5d8b1d981d98ad8a9-d8a7d984d985d8a8d8a7d8b4d8b1d8a9-direct-bank-transfers\" class=\"index-title\"><\/div><h3><b>\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 (Direct Bank Transfers)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u0647\u0648 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0627\u062c\u0631 \u0645\u0628\u0627\u0634\u0631\u0629\u064b\u060c \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0626\u062a\u0645\u0627\u0646. \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u063a\u0627\u0644\u0628\u064b\u0627 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0643\u0628\u064a\u0631\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u0643\u0648\u0646 \u0623\u0628\u0637\u0623 \u0645\u0646 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0623\u062e\u0631\u0649 \u0648\u062a\u062a\u0637\u0644\u0628 \u0625\u062f\u062e\u0627\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u062f\u0642\u064a\u0642\u0629. <\/span><span style=\"font-weight: 400;\">\u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u062c\u0627\u0631 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0643\u0628\u064a\u0631\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0644\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0639\u064a\u0648\u0628<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0642\u062f \u062a\u0633\u062a\u063a\u0631\u0642 \u0645\u0646 \u064a\u0648\u0645 \u0625\u0644\u0649 \u062b\u0644\u0627\u062b\u0629 \u0623\u064a\u0627\u0645 \u0639\u0645\u0644.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0631\u0633\u0648\u0645 \u0625\u0636\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0646\u0638\u0627\u0645 <\/span><b>SEPA<\/b><span style=\"font-weight: 400;\"> \u064a\u062c\u0639\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0623\u0633\u0631\u0639 \u0648\u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629.<\/span><\/p>\n<div id=\"4-d8a7d984d8afd981d8b9-d8b9d986d8af-d8a7d984d8a7d8b3d8aad984d8a7d985\" class=\"index-title\"><\/div><h3><b>4. \u0627\u0644\u062f\u0641\u0639 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u0627\u0644\u062f\u0641\u0639 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645 \u0644\u064a\u0633 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0627 \u062e\u0635\u0648\u0635\u064b\u0627 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0631\u0628\u064a\u0629.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/b><span style=\"font-weight: 400;\">: \u064a\u0645\u0646\u062d \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u062b\u0642\u0629 \u0623\u0643\u0628\u0631\u060c \u062e\u0627\u0635\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0645\u062a\u062c\u0631 \u062c\u062f\u064a\u062f.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0639\u064a\u0648\u0628<\/b><span style=\"font-weight: 400;\">:<\/span>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u064a\u0633\u0628\u0628 \u0639\u0628\u0626\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0632\u064a\u0627\u062f\u0629 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0625\u0631\u062c\u0627\u0639 \u0627\u0644\u0637\u0644\u0628\u0627\u062a.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u062f\u0631\u0627\u0633\u0629 \u0645\u0646 Statista \u0623\u0638\u0647\u0631\u062a \u0623\u0646 <\/span><b>\u0627\u0644\u062f\u0641\u0639 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u0644\u0627\u0645\u00a0 \u064a\u0645\u062b\u0644 <\/b><span style=\"font-weight: 400;\">40% \u0645\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0641\u064a \u0628\u0639\u0636 \u062f\u0648\u0644 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637.<\/span><\/p>\n<div id=\"5-d8a7d984d8b9d985d984d8a7d8aa-d8a7d984d8b1d982d985d98ad8a9-cryptocurrency-payments\" class=\"index-title\"><\/div><h3><b>5. \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (Cryptocurrency Payments)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u0645\u0639 \u0627\u0646\u062a\u0634\u0627\u0631 \u062a\u0642\u0646\u064a\u0629 <\/span><b>\u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646<\/b><span style=\"font-weight: 400;\">\u060c \u0628\u062f\u0623\u062a \u0628\u0639\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0628\u0642\u0628\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0645\u062b\u0644 <\/span><b>Bitcoin<\/b><span style=\"font-weight: 400;\"> \u0648 <\/span><b>Etherium<\/b><span style=\"font-weight: 400;\"> \u0643\u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0631\u0633\u0648\u0645 \u0645\u0646\u062e\u0641\u0636\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0628\u0644\u0627 \u0642\u064a\u0648\u062f \u062c\u063a\u0631\u0627\u0641\u064a\u0629.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0639\u064a\u0648\u0628<\/b><span style=\"font-weight: 400;\">:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u062a\u0642\u0644\u0628 \u0627\u0644\u0623\u0633\u0639\u0627\u0631.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u0642\u0644\u0629 \u0627\u0644\u0642\u0628\u0648\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u0627\u0641\u0638.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0634\u0631\u0643\u0627\u062a \u0645\u062b\u0644 <\/span><b>Microsoft<\/b><span style=\"font-weight: 400;\"> \u0648 <\/span><b>Overstock<\/b><span style=\"font-weight: 400;\"> \u062a\u0642\u0628\u0644 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646.<\/span><\/p>\n<div id=\"6-d8a3d986d8b8d985d8a9-d8a7d984d8afd981d8b9-d8a7d984d985d8add984d98ad8a9\" class=\"index-title\"><\/div><h3><b>6. \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u062a\u0648\u062c\u062f \u0623\u0646\u0638\u0645\u0629 \u062f\u0641\u0639 \u0645\u062d\u0644\u064a\u0629 \u0642\u0648\u064a\u0629 \u0645\u062b\u0644:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0645\u062f\u0649<\/b><span style=\"font-weight: 400;\"> \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0641\u0648\u0631\u064a<\/b><span style=\"font-weight: 400;\"> \u0641\u064a \u0645\u0635\u0631.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>KNET<\/b><span style=\"font-weight: 400;\"> \u0641\u064a \u0627\u0644\u0643\u0648\u064a\u062a.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u062a\u0633\u0627\u0647\u0645 \u0641\u064a \u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u062a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a.<\/span><\/p>\n<h2><b>\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u062e\u062a\u064a\u0627\u0631 \u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0646\u0638\u0627\u0645 \u0627\u0644\u062f\u0641\u0639\u060c \u064a\u062c\u0628 \u0623\u0646. \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0639\u062f\u0629 \u0639\u0648\u0627\u0645\u0644:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0623\u0645\u0627\u0646<\/b><span style=\"font-weight: 400;\">: \u0648\u062c\u0648\u062f \u062a\u0634\u0641\u064a\u0631 \u0648\u062d\u0645\u0627\u064a\u0629 \u0636\u062f \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0642\u0628\u0648\u0644 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a<\/b><span style=\"font-weight: 400;\">: \u0647\u0644 \u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062f\u0648\u0644\u061f<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u062a\u0643\u0644\u0641\u0629<\/b><span style=\"font-weight: 400;\">: \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u062a\u0643\u0627\u0645\u0644<\/b><span style=\"font-weight: 400;\">: \u0647\u0644 \u062a\u062f\u0639\u0645 \u0645\u0646\u0635\u062a\u0643 (Shopify\u060c WooCommerce\u060c Magento)\u061f<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645<\/b><span style=\"font-weight: 400;\">: \u0643\u0644\u0645\u0627 \u0643\u0627\u0646\u062a \u0623\u0628\u0633\u0637\u060c \u0632\u0627\u062f\u062a \u0641\u0631\u0635 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621.<\/span><\/li>\n<\/ol>\n<h2><b>\u0623\u062f\u0648\u0627\u062a \u0645\u0633\u0627\u0639\u062f\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u0647\u0646\u0627\u0643 \u0623\u062f\u0648\u0627\u062a \u0648\u0645\u0646\u0635\u0627\u062a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u062a\u062c\u0627\u0631 \u0639\u0644\u0649 \u062f\u0645\u062c \u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0641\u0639 \u0628\u0633\u0647\u0648\u0644\u0629:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Stripe<\/b><span style=\"font-weight: 400;\">: \u0645\u0646 \u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.\u0644\u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0642\u0639<\/span><a href=\"http:\/\/stripe.com\"> <span style=\"font-weight: 400;\">stripe.com<\/span><\/a><span style=\"font-weight: 400;\"> .<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>PayPal Business<\/b><span style=\"font-weight: 400;\">: \u064a\u0642\u062f\u0645 \u062d\u0644\u0648\u0644\u064b\u0627 \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u0644\u062a\u062c\u0627\u0631.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Square<\/b><span style=\"font-weight: 400;\">: \u064a\u062c\u0645\u0639 \u0628\u064a\u0646 \u062d\u0644\u0648\u0644 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/span><\/li>\n<\/ul>\n<h2><b>\u0645\u0633\u062a\u0642\u0628\u0644 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u0637\u0648\u0631 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/b><span style=\"font-weight: 400;\">: \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0623\u0645\u0627\u0646.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u0623\u0634\u064a\u0627\u0621 (IoT)<\/b><span style=\"font-weight: 400;\">: \u0627\u0644\u062f\u0641\u0639 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0627\u0639\u0627\u062a.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/b><span style=\"font-weight: 400;\">: \u0642\u062f \u062a\u0635\u0628\u062d \u0623\u0643\u062b\u0631 \u0642\u0628\u0648\u0644\u064b\u0627 \u0643\u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0631\u0633\u0645\u064a\u0629.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>\u0627\u0644\u062a\u0648\u0633\u0639 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0646\u0627\u0634\u0626\u0629<\/b><span style=\"font-weight: 400;\">: \u062f\u0648\u0644 \u0645\u062b\u0644 \u0627\u0644\u0647\u0646\u062f \u0648\u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u062a\u0634\u0647\u062f \u062a\u0637\u0648\u0631 \u0643\u0628\u064a\u0631 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u062a\u0642\u0631\u064a\u0631 McKinsey \u064a\u0624\u0643\u062f \u0623\u0646 \u062d\u062c\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0633\u064a\u0635\u0644 \u0625\u0644\u0649 <\/span><b>3 \u062a\u0631\u064a\u0644\u064a\u0648\u0646\u0627\u062a \u062f\u0648\u0644\u0627\u0631 \u0633\u0646\u0648\u064a\u064b\u0627 \u0628\u062d\u0644\u0648\u0644 2030<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0644\u0627 \u0634\u0643 \u0623\u0646 <\/span><b>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><span style=\"font-weight: 400;\"> \u0623\u0635\u0628\u062d \u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629. \u0641\u0643\u0644 \u0648\u0633\u064a\u0644\u0629 \u0644\u0647\u0627 \u0645\u0632\u0627\u064a\u0627\u0647\u0627 \u0648\u062a\u062d\u062f\u064a\u0627\u062a\u0647\u0627\u060c \u0648\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0635\u062d\u064a\u062d \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0637\u0628\u064a\u0639\u0629 \u0639\u0645\u0644\u0643 \u0648 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0645\u0644\u0627\u0626\u0643.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0633\u0648\u0627\u0621 \u0627\u062e\u062a\u0631\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0648 \u062d\u062a\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629\u060c \u0641\u0625\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0646\u0638\u0627\u0645 \u062f\u0641\u0639 \u0622\u0645\u0646 \u0648\u0645\u0648\u062b\u0648\u0642 \u064a\u0633\u0627\u0647\u0645 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0629 \u0639\u0645\u0644\u0627\u0626\u0643 \u0648\u0632\u064a\u0627\u062f\u0629 \u0645\u0628\u064a\u0639\u0627\u062a\u0643. <\/span><span style=\"font-weight: 400;\">\u0648\u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u0633\u064a\u0638\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u064a\u062a\u0637\u0648\u0631 \u0644\u064a\u0648\u0627\u0643\u0628 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0633\u0648\u0627\u0642\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0630\u0643\u0649 \u0644\u0643\u0644 \u0645\u0646 \u064a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u0634\u0631\u0648\u0639 \u0631\u0642\u0645\u064a \u0646\u0627\u062c\u062d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0641\u064a \u0627\u0644\u062e\u062a\u0627\u0645\u060c \u0644\u0627 \u064a\u0645\u0643\u0646 \u0625\u0646\u0643\u0627\u0631 \u0623\u0646 <\/span><b>\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><span style=\"font-weight: 400;\"> \u064a\u0644\u0639\u0628 \u062f\u0648\u0631\u0627 \u0645\u0647\u0645\u0627 \u0642\u064a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629. \u0644\u0630\u0627\u060c \u0641\u0625\u0646 \u0641\u0647\u0645 <\/span><b>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><span style=\"font-weight: 400;\"> \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0623\u0635\u0628\u062d \u0636\u0631\u0648\u0631\u0629 \u0644\u0645\u0648\u0627\u0643\u0628\u0629 \u0627\u0644\u0639\u0635\u0631. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u0645\u0633\u062a\u0647\u0644\u0643\u064b\u0627 \u0623\u0648 \u0635\u0627\u062d\u0628 \u0639\u0645\u0644\u060c \u0641\u0625\u0646 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u062d\u0633\u0646 \u062a\u062c\u0631\u0628\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0645\u0639 \u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u062e\u064a\u0627\u0631\u064b\u0627 \u0643\u0627\u0641\u064a\u064b\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u0644\u0647\u0646\u0627\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u060c \u0644\u064a\u0633\u0647\u0644 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621. \u062d\u064a\u062b \u0623\u0635\u0628\u062d \u064a\u0648\u0641\u0631 \u062d\u0644\u0648\u0644\u064b\u0627 \u0623\u0643\u062b\u0631 \u0633\u0631\u0639\u0629 \u0648\u0623\u0645\u0627\u0646\u064b\u0627 \u0633\u0648\u0627\u0621 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a. \u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u064a\u0637\u0631\u062d \u0633\u0624\u0627\u0644 \u0645\u0647\u0645: \u0645\u0627 \u0647\u064a \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u061f \u0648\u0643\u064a\u0641 \u0646\u062e\u062a\u0627\u0631 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629\u00a0 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0634\u062e\u0635\u064a \u0623\u0648 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u061f\u00a0 \u0641\u064a &hellip;<\/p>\n","protected":false},"author":1,"featured_media":9436,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ecommerce"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a: \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644 \u0644\u0641\u0647\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a - \u0645\u062f\u0648\u0646\u0629 \u0643\u0633\u0628\u0627\u0646\u0629<\/title>\n<meta name=\"description\" content=\"\u0627\u0643\u062a\u0634\u0641 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0623\u0647\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u0639 \u0634\u0631\u062d \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0627\u0644\u062d\u0644 \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0645\u0634\u0631\u0648\u0639\u0643 \u0627\u0644\u0631\u0642\u0645\u064a.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ksbana.com\/blog\/payment\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062f\u0641\u0639 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